Flint River Employees FCU  




Share/Savings Accounts
 
Share Accounts

REGULAR AND SPECIAL SHARES0% Div. Rate APY *
    $5 Minimum $99 Maximum
REGULAR AND SPECIAL SHARES0.50% Div. Rate APY *
    $100 Minimum $9999 Maximum
REGULAR AND SPECIAL SAVINGS0.75% Div. Rate APY *
    $10000 Minimum $100000 Maximum
 
Share Certificate Accounts

6 MONTH CD1.25% Div. Rate APY *
    $500 Minimum $9999 Maximum paid quarterly
6 MONTH CD1.50% Div. Rate APY *
    $10000 Minimum $49999 Maximum paid quarterly
6 MONTH CD1.75% Div. Rate APY *
    $50000 Minimum $100000 Maximum paid quarterly
12 MONTHS CD1.50% Div. Rate APY *
    $500 Minimum $9999 Maximum paid monthly
12 MONTHS CD1.75% Div. Rate APY *
    $10000 Minimum $49999 Maximum paid monthly
12 MONTH CD2.00% Div. Rate APY *
    $50000 Minimum $100000 Maximum paid monthly
18 MONTH CD1.75% Div. Rate APY *
    $500 Minimum $9999 Maximum paid quarterly
18 MONTH CD2.00% Div. Rate APY *
    $10000 Minimum $49999 Maximum paid quarterly
18 MONTHS CD2.25% Div. Rate APY *
    $50000 Minimum $100000 Maximum paid quarterly
30 MONTHS CD2.00% Div. Rate APY *
    $500 Minimum $9999 Maximum paid quarterly
30 MONTHS CD2.25% Div. Rate APY *
    $10000 Minimum $49999 Maximum paid quarterly
30 MONTHS CD2.50% Div. Rate APY *
    $50000 Minimum $100000 Maximum paid quarterly
 

FEE INFORMATION

Regular Savings Account membership fee is $5.00.  Weyerhaeuser Employees should see the Credit Union Manager during Credit Union hours.  The minimum payroll deduction for technicians and for managers is $5.00 bi-weekly.  You must have at least one share ($5.00) in your share account.  Share withdrawals are available during Credit Union hours up to 3 withdrawals per calendar quarter with no penalty.  The next 3 withdrawals will require a $5.00 service charge per withdrawal.  Any withdrawal over 6 during the quarter will require a service charge of $10.00 per withdrawal.

Cash withdrawals or personal checks cashed by members of the credit union are limited to $100.00 per day. There are no two-party checks accepted for cash withdrawal. Non-sufficient funds checks are charged $25.00.

 
Loan Accounts
 
Unsecured Loans (Signature)

30,60,or 90 DAY SIGNATURE15.00% APRone payment due at end of 30,60, or 90 days
LINE OF CREDIT15.00% APRmonthly payment from $90 to $175 @ mo.
  $1000 Minimum $5000 Maximum payment amt based on total credit limit available
 
Share-Secured Loans

SHARE SECURED2.75% APR
CD SECURED APR2% above earning rate of CD
VACATION CLUB18.00% APR
CHRISTMAS CLUB18.00 APR
 
Vehicle Loans

NEW VEHICLE4.00% - 11.50% APR95% OF WINDOW STICKER PRICE
  Rate is based on credit score
USED VEHICLE '08 or OLDER5.00% - 12.50% APRLOAN VALUE IN NADA BOOK OR INTERNET PRICING
  Rate is based on credit score
 
Recreational Vehicle Loans

NEW REC. VEHICLE7.50% APR
USED REC. VEHICLE9.50% APR
 
Farm Equipment Loans

NEW EQUIPMENT8.00% APR
USED EQUIPMENT10.00% APR
 
Watercraft Loans

NEW BOATS7.50% APR
USED BOATS9.50% APR
 
Mobile Home Loans

NEW MOBILE HOME12.00% APRNEVER TITLED
  PERSONAL USE ONLY - NO RENTAL
USED MOBILE HOME13.00% APRPERSONAL USE ONLY - NO RENTAL
 
Personal Loans

P&G STOCK6.00% APR75% OF MARKET VALUE
 


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   Flint River Employees FCU


P.O. Box 238, Stagecoach Road 
Oglethorpe, GA 31068  USA
Phone: 478-472-5524  Fax: 478-472-5511
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